Pricing

Start on the free plan. Upgrade when you outgrow it. Cancel from the billing page whenever you like.

Founding member pricing — limited time

Free

$0/month

Perfect for getting started

Unlimited expense tracking
Basic budgets
Up to 3 accounts
20 AI queries per month
Basic monthly summary
Split bills with anyone

Pro

$3.25/month

Billed $39/yearsave 35%

14-day free trial

Household

$6.58/month

Billed $79/yearsave 34%

14-day free trial

One subscription for everyone under your roof

All Pro features, for up to 5 members
Shared bills, private personal accounts
Who-owes-whom ledger with one-tap settle up
Shared savings goals with household contributions
Household AI: "are we on budget this month?"
25 accounts across the household

Questions people actually ask

Got something different? See the FAQ or contact support.

What does the free plan cover?

Enough to actually use the app: expense tracking, basic budgets, up to 3 accounts, and 20 AI queries a month. No card required to start.

Can I change plans later?

Yes, up or down, anytime. Billing prorates the difference automatically.

What if I cancel?

Your data stays put. You drop back to the free plan's feature set and can export everything at any time.

Do household members see my personal spending?

No. Shared bills, the who-owes-whom ledger, and shared goals are visible to everyone you invite. Your personal accounts and transactions stay private unless you explicitly share them.

How do payments work?

Card payments are handled by Stripe. We never see your card number.

Will I lose access if I downgrade?

You keep your data. Some advanced features (extra accounts, more AI queries, advanced exports) get gated by the lower tier, but nothing is deleted.

Refunds?

Email support@expensepulse.comif something's wrong within the first week of a paid charge and we'll sort it out.

Try it on the free plan.

You can poke around for as long as you want before deciding anything.

Create an account